Insurance adjusters are trained to minimize what they pay you. Marty Herring has spent 40 years making sure that tactic doesn't work.
The decisions you make in the hours and days after a crash can shape your entire claim. Get medical attention right away, even if you feel fine — some injuries, like concussions or soft tissue damage, don't show symptoms immediately. Document the scene if you're able to: photos of the vehicles, the road, and any visible injuries. Get the other driver's name, insurance information, and license plate. And before you say anything to an insurance adjuster, especially in a recorded statement, talk to a lawyer. Adjusters are trained to ask questions that minimize your claim.
Often straightforward on fault, but insurers still fight over the extent of injuries like whiplash and soft tissue damage.
Fault disputes are common. Traffic camera footage, witness statements, and accident reconstruction often decide these cases.
These cases can involve both the driver and, in some cases, the bar or establishment that over-served them under Texas dram shop law.
When the at-fault driver doesn't have enough coverage, your own policy's UM/UIM coverage may fill the gap — if it's handled correctly.
Uber and Lyft accidents involve layered insurance policies that depend on whether the driver was logged in, en route, or carrying a passenger.
Injuries tend to be more severe, and insurers often try to shift blame onto the pedestrian or cyclist.
Most personal injury firms settle nearly every case they take, because most firms have never actually tried one in front of a jury. Insurance adjusters know the difference. Marty Herring has tried more than 250 cases to verdict since 1985 — when his name is on a demand letter, the other side knows a fair settlement is the faster, cheaper option compared to trial.
Every case is different, but Texas law allows you to pursue compensation for medical expenses (past and future), lost wages, lost earning capacity, property damage, and pain and suffering. A free consultation is the fastest way to get a real answer about what your specific case may be worth — not a generic online estimate.
Call 911, get medical attention even if injuries seem minor, document the scene with photos, get the other driver's insurance information, and avoid giving a recorded statement to any insurance company before speaking with an attorney.
The at-fault driver's insurance is typically responsible, but insurers rarely pay medical bills as they come in. An attorney can help you access care without paying out of pocket while the claim is pending.
If you carry uninsured or underinsured motorist coverage, you can typically file a claim against your own policy. This is one of the most common issues in Houston car accident cases.
Texas follows a modified comparative negligence rule. You can still recover damages as long as you're found less than 51% at fault, though your recovery is reduced by your percentage of fault.
If you or someone you love has been hurt, don't guess at what your claim is worth. Get a straight answer.